The college application process is a mix of excitement, hard work, and a little bit of strategy. One of the most confusing parts of that strategy is navigating the different types of college application deadlines: Early Decision, Early Action, and Regular Decision. Understanding the differences between these options is crucial for making the best choice for you.
So let’s demystify the process and to ensure you have a clear roadmap. We’ll break down what each of these deadlines means, the pros and cons of each, and how to choose the right path for your college journey so that you can get into your dream school.
A Quick Rundown of College Application Deadlines
Early Decision (ED)
This is a binding commitment. You apply early, and if you are accepted, you must commit to enrolling in that college. You also must withdraw all other applications.
Early Action (EA)
This is a non-binding option. You apply early and get an admission decision early, but you are not obligated to accept the offer.
Regular Decision (RD)
This is the standard application process. You apply by the regular deadline and receive a decision in the spring. This allows you to weigh all of your options before committing.
Early Decision (ED): The Binding Commitment
Early Decision is for students who are 100% certain about their top-choice college.
Advantages Potentially Higher Acceptance Rate
Many colleges have a higher acceptance rate for ED applicants, as it demonstrates a strong commitment to their institution.
Reduced Stress
You can complete the application process sooner and have a decision by mid-December. You’ll be able to focus on applying for scholarships rather than applying to colleges.
It’s a Yes or No
You’ll know where you stand early, which eliminates a lot of uncertainty.
Disadvantages The Biggest Disadvantage
It’s a Binding Agreement. If you are accepted, you are legally bound to attend. You cannot compare financial aid packages from other schools, which is a major financial risk.
Financial Aid Is a Factor.
You’ll receive your financial aid offer with your acceptance, but you can’t leverage it or compare it with other offers.
Rushed Application
The early deadline means you have less time to strengthen your application with senior year grades or new test scores.
Who Should Apply ED?
You should only apply Early Decision if you can say “yes” to all of the following:
If you are unsure, it is best to apply either Early Action or Regular Decision.
Early Action (EA): The Non-Binding Head Start
Early Action is ideal if you have a strong application ready early but want to keep your options open.
Advantages Early Decision, No Commitment
You get an admission decision in mid-December or January, but you are not obligated to accept.
Compare Financial Aid
You can wait until spring to compare financial aid offers from other schools before making a final decision by the May 1st deadline.
Reduced Stress
Getting a “yes” from an EA school can be a huge confidence boost and reduce stress during the rest of the application cycle.
Disadvantages Rushed Application
Similar to ED, you have to submit your application earlier, so you may not have time to include first-semester senior grades or updated test scores.
No Guarantee of a Higher Rate
While EA applicants can have a slightly higher acceptance rate, the pool is often very competitive.
Who Should Apply EA?
You should apply Early Action if you have a strong application, want to receive a response to your application sooner, but need the flexibility to compare financial aid packages from multiple schools. If the colleges you are targeting offer Early Action, and if you can complete your application before their EA deadline, you should go ahead and apply before that deadline.
Regular Decision (RD): The Standard Approach
Regular Decision is the most common way to apply to college.
Advantages More Time
You have the most time to perfect your application, take the SAT/ACT, and include your first-semester senior year grades.
Compare All Options
You will receive admission and financial aid offers from all the schools you applied to in the spring, typically by April, allowing you to make a well-informed decision.
Disadvantages Later Decision
You won’t know where you stand until late March or April, which can be stressful.
Potentially Lower Acceptance Rate
At some schools, the acceptance rate for RD applicants can be lower than in the early rounds.
What are the risks of not applying ED or EA?
The main risk is missing out on the potential benefits of an earlier admission decision and a higher acceptance rate. However, if you need additional time to prepare your application materials and simply can’t meet the EA deadline, go ahead and apply Regular Decision. The extra time may work to your advantage, if you use that time to ensure you have a really strong application.
Why Do Some Colleges Only Have One Application Deadline?
While many highly selective colleges use a variety of college application deadlines, many public universities and some private schools have just one deadline. This is often an administrative necessity for larger institutions that need a single, clear cutoff to process a massive number of applications and plan for thousands of incoming students. It also simplifies the process for admissions officers, allowing them to review a large applicant pool at once to make more holistic decisions. For you, this means you don’t have to rush to apply early, giving you more time to gather materials, work on your essays, and perfect your application.
Rolling Admissions: The Flexible Alternative
Don’t love having to juggle multiple college application deadlines? You might want to consider colleges that offer rolling admissions! Colleges that have a rolling admissions policy review applications as they receive them, rather than waiting for a single deadline. They continue to admit students until all the spots in their incoming class are filled.
The Big Advantage
Rolling admissions offers a lot of flexibility. You can apply at any time within a large window and often receive an admission decision within a few weeks. This can be a huge stress reliever if you want to get an acceptance letter in hand before you submit other applications.
Some students like to keep a short list of colleges that offer rolling admissions as a back-up, in case they don’t get into colleges that they are most interested in, or that they discover they can’t afford. If you find yourself in this situation, you can apply to colleges that offer rolling admissions any time, creating more options for yourself.
The Catch
While it’s flexible, applying early is still your best bet. Since spots are filled on a first-come, first-served basis, your chances of acceptance may be better earlier in the application cycle when more spots are available. Applying later in the cycle can also risk missing out on institutional scholarships or preferred housing options.
After You Apply Early: What to Expect
After you submit an ED or EA application, you can expect to hear back from the college in mid-December or January. You will receive one of three responses:
What to Do If You’re Deferred or Declined
If you’re deferred
This is not a denial! It means the college liked your application but wants to see how you compare to the Regular Decision pool. Send a “Letter of Continued Interest” to the admissions office, updating them on your first-semester senior year grades and any new accomplishments. This shows you are still highly interested.
If you’re declined
While it’s disappointing, it’s important to move on. Focus your energy on your other college applications. Appeals are extremely rare and are only successful if you can prove the admissions committee made a clear error in reviewing your application, which is highly unlikely. Don’t waste your time and energy on an appeal; instead, focus on the schools that have said “yes” and give them a fair chance.
What to Do After an Acceptance
Accepted ED
Congratulations! If you receive an offer of admission from an ED application, you are required to accept it. You and your parents signed a binding agreement to do so. You must withdraw all other applications you have pending at other colleges. However, if the financial aid package is truly not enough to allow you to attend, you may be released from the agreement by contacting the financial aid office and explaining your situation. This is the only acceptable reason for a student to break an Early Decision contract.
Accepted EA or RD
Congratulations! Unlike ED, an EA or RD acceptance is non-binding. You are free to wait for other colleges to respond to your applications. This gives you the valuable opportunity to weigh all of your admission and financial aid offers before making a final admission decision by the May 1st deadline.
Applying to College is Just the Beginning – You Also Need to Be Able to Pay for It
One of the advantages of applying Early Action or Regular Decision is that you’ll be able to review and compare all of your financial aid and scholarship offers. Unless you or your family are truly able to afford the full cost of college without financial assistance, it’s best to avoid applying Early Decision.
With this in mind, make sure you are aware of other important aspects of the college application timeline:
Choose the Deadline that Works Best for You
Choosing how and when to apply to colleges is a strategic decision that should be made with a clear understanding of the risks and rewards of each option. By understanding college application deadlines and knowing the differences between Early Decision, Early Action, Regular Decision, and the other application options available, you can choose the path that best aligns with your confidence in your application, your financial needs, and your overall goals. Ultimately, the best strategy is the one that sets you up for success, giving you the best possible chance to get accepted to the college of your dreams.
The post College Application Deadlines: When to Apply Early Decision, Early Action, or Regular Decision appeared first on ScholarshipOwl.
As the new school year begins, you’re focusing on new classes, new friends, and new opportunities. But all too often, students wait until their senior year to really make an effort to network, and by then, they’ve missed out on countless opportunities. The truth is, your college experience is about so much more than just what’s on your transcript. It’s a once-in-a-lifetime chance to build your network. Building and nurturing your professional network is truly as important as your degree. When you’re nearing graduation, a strong network will be your most powerful tool for finding a great job in your field. So you’ll want to invest in your future career starting now, one connection at a time.
What Does It Mean to “Build Your Network?”
You might feel that the term “networking” sounds a bit intimidating or even a little fake. But it’s actually a critical part of career planning. Building your network simply means creating and nurturing meaningful professional relationships with people who can help you—and who you can help in return—throughout your career. It’s about finding mentors, peers, and industry contacts who can offer guidance, open doors to new opportunities, and share valuable insights. Focus on building genuine connections based on shared interests and mutual respect.
Who Should Be in Your Network?
Your network is a diverse web of connections, that goes beyond professionals in your field. When preparing to build your network, think broadly and strategically:
On-Campus Connections Professors
They are experts in your field and can offer research opportunities, career advice, and powerful recommendations.
Dean of Your Major DepartmentThey often have extensive industry connections and can provide high-level guidance.
Department Admin StaffThese individuals are a wealth of knowledge about department resources, events, and opportunities.
Career Center StaffTheir entire job is to help you find internships and jobs. They have resources for resume building, interview practice, and industry connections.
Peers in Your ProgramThese are your future colleagues! They can be great for study groups now and job referrals later.
Off-Campus & Industry Connections
Employers in Your Industry
When looking for a job to help you pay for college, be sure to apply to jobs that are relevant to your major. All too often, students assume that those jobs won’t be available to them until after they have graduated. But you might be surprised to discover that there are internships or paid opportunities you can access before you graduate. And sometimes those employers actually offer education benefits to help you pay for college!
Professionals in Your FieldSeek out people who work in the roles or companies you admire.
AlumniYour school’s alumni network is an incredible resource. Alumni are often eager to help fellow students and grads.
Peers/Advisors for Social Organizations
Officers and members of clubs and Greek organizations on campus can be great sources of leadership experience and connections. Coaches and members of sports teams and other recreational activities and programs offer additional connections.
How to Engage with Your Network
Building your network is an active process. Here are some simple and effective ways to start:
In-person
Online
Communications to Help You Stay in Touch
Mastering Your LinkedIn Network
If you are looking to build your network, LinkedIn is a crucial tool. A profile with 500+ connections is often seen as the benchmark for a robust and established network. Here’s a strategic approach to get there:
Build Your Foundation
Start by connecting with people you already know: classmates, professors, family members, and co-workers from past jobs or internships. These easy connections will kickstart your network.
Connect with Alumni From Your SchoolUse LinkedIn’s alumni tool to find and connect with alumni from your university who work in your desired field or at companies that interest you. Mentioning your shared university is a great way to personalize your outreach.
Personalize Every RequestNever use the default LinkedIn connection message. When you reach out, always send a short, personalized note. Mention where you met them (at a career fair, in a class) or explain why you’re interested in connecting (“I saw your post on [topic] and found it really insightful”).
Join Relevant GroupsSearch for and join LinkedIn groups related to your major or industry. Participating in discussions and commenting on posts is a great way to get noticed by other professionals and build connections.
Engage and ShareDon’t just be a passive observer. Like, comment on, and share posts from professionals you follow. Better yet, create your own content! Share updates on projects you’ve completed, articles you’ve found interesting, or insights you’ve gained from a class or internship. This showcases your expertise and passion for your field.
What to Say When You Connect
One of the biggest hurdles is the fear of not knowing what to say. Here are some examples to help you start a conversation, whether it’s through email or on a voicemail:
Email or LinkedIn Message (to a professor or professional)“Hello [Name], my name is [Your Name], and I am a [Your Major] student at [Your University]. I recently attended your lecture/read your article/am in your class, and I was particularly interested in [Specific Topic]. I would love to learn more about your career path and would be grateful for the opportunity to connect for 15 minutes at your convenience.”
Voicemail (to an alumnus or company contact)“Hi [Name], this is [Your Name], a student at [Your University]. I got your name from [Referral Name/Platform]. I’m a [Your Major] student and am so impressed with your work at [Company]. I’d love to learn more about [Specific Topic] and would appreciate the opportunity to chat for a few minutes. You can reach me at [Your Phone Number] or by email at [Your Email Address]. Thank you!”
Tamping Down on Anxiety and Making the Ask
The thought of reaching out can be nerve-wracking, but it’s important to remember that most people are happy to help a student who is eager to learn.
Start smallBegin with low-stakes connections, like a professor you already know well or a peer in a study group.
Focus on learning, not a jobFrame your outreach as an opportunity to learn from their experience, not to ask for a job. This takes the pressure off both you and them.
Rejection is not personalNot everyone will be able to respond, and that’s okay! It’s not a reflection on you. Just move on to the next person on your list.
Prepare your questionsHaving a few thoughtful questions ready will help the conversation flow and boost your confidence.
Access supportStill feeling uncomfortable? Tap resources on your campus, such as the career center or counseling staff, who can share communication strategies to help you build your network. And if you start feeling overwhelmed, self-care options can really make a difference.
When You Build Your Network, You Build Your Future
Your professional network is a valuable asset that will grow with you throughout your career. By taking a proactive approach to building connections now, you’re not just expanding your circle; you’re building a foundation of support, mentorship, and opportunity that will serve you long after you’ve graduated. Start small, be authentic, and remember that every new connection is an investment in your future.
For more information and helpful tips, and to learn how to access debt-free sources for paying for college, start your free trial at ScholarshipOwl.com!
The post From First Day to First Job: How to Build Your Network for Career Success appeared first on ScholarshipOwl.
The Free Application for Federal Student Aid (FAFSA) is an important step to help you obtain funds for college. While thinking about completing the FAFSA may feel a bit stressful, it’s actually a lot easier than you might think! So let’s demystify the FAFSA, and walk you through everything you need to know!
FAFSA Basics
The FAFSA is a free application that current and prospective college students can complete to determine their eligibility for need-based financial aid. This single application is the gateway to a wide range of aid, including federal Pell Grants, work-study, and federal student loans. Many states and colleges also use the FAFSA to determine eligibility for their own aid programs.
The FAFSA opens on October 1st of each year for the following school year and typically closes on June 30th. However, many colleges and states have their own earlier deadlines, so it’s critical to check the deadlines for every college you’ll be applying to. You’ll also want to submit your FAFSA as soon as you can after it launches on October 1st, as some aid is distributed on a first-come, first-served basis.
Who is Eligible to Submit the FAFSA?
Any U.S. citizen or eligible non-citizen who is a high school senior, a current college student, or a graduate student can submit the FAFSA.
Who is an “Eligible Non-Citizen”?
An eligible non-citizen is someone who is not a U.S. citizen but who already is a U.S. national, a U.S. permanent resident (green card holder), or has a specific immigration status such as a refugee, asylum granted, Cuban-Haitian Entrant, or a parolee.
The FAFSA is not available to undocumented students or most international students. If you fall into these categories, while you won’t be able to submit the FAFSA, you may still be eligible for other financial aid through certain state-specific programs (like the California Dream Act) as well as scholarships from businesses and organizations like what you’ll find on the ScholarshipOwl platform, as well as scholarships offered by universities.
Why All Eligible Students Should Submit the FAFSA
Regardless of your family’s income status, every eligible student should submit the FAFSA. Many students assume they won’t qualify for need-based aid if their family’s income is too high, but the only way you’ll know for sure what you’ll qualify for is by submitting the FAFSA.
In addition, even if you are unable to qualify for federal grant aid, you may be able to qualify for federal work-study, or for grants offered by your state. And if you might want to take out federal student loans, you’ll need to submit the FAFSA to be able to do so.
You also never know when family circumstances might change, and a submitted FAFSA ensures you have access to a full range of aid options.
Recent Updates to the FAFSA
In the past few years, the FAFSA has undergone a significant transformation to make the process easier and more intuitive for families. The new FAFSA is shorter and uses more streamlined language, making it easier for students and parents to complete. Another big change relates to the replacement of the term “Expected Family Contribution (EFC)” with the new Student Aid Index (SAI). More about this below!
What Documents Do You Need When Preparing to Submit the FAFSA?
Before you sit down to complete the FAFSA, have the following documents on hand to make the process go smoothly:
Who Is a Dependent vs. Independent Student on the FAFSA?
For the FAFSA, a student is considered dependent unless they meet very specific criteria. This means the vast majority of undergraduate students will need to provide parent information, even if they don’t live with their parents or their parents don’t provide financial support.
You are considered an independent student on the FAFSA if you can answer “yes” to at least ONE of the following questions:
If your answer is “no” to all of the above questions, you are considered a dependent student.
My Family Situation is Unique and I’m Not Sure What to Do
My Parent/Guardian is Unable or Unwilling to Complete the FAFSA
This is a challenging and sensitive situation. It is important to understand that in the event that your parent(s) are unable or unwilling to complete the FAFSA, that in and of itself will not mean that you are an independent student. Unless you can answer “yes” to at least one of the questions above, you will still be considered a dependent student on the FAFSA.
If you are a dependent student but your parent is unwilling or unavailable to complete the parent portion of the FAFSA, you can still submit the form without their information. However, you will be flagged by the system and will not be eligible to receive any federal or state grants. You will, however, remain eligible for federal student loans. In this situation, it is crucial to speak with your high school counselor or the financial aid office at your target college to see if they feel you might qualify for a “dependency override.” Dependency overrides are a rare but possible exception for students who have unusual circumstances. See details about this below in the “How to Appeal Your Financial Aid Offer” section.
My Parent Isn’t a U.S. Citizen
If you are a U.S. Citizen or eligible non-citizen, you can submit the FAFSA, even if one or more of your parents are not a U.S. Citizen. In fact, your parents’ citizenship status will not affect your eligibility for federal student aid.
If your parents are not U.S. Citizens, they can still create a FAFSA account to access and complete their part of your FAFSA application. If they don’t have a social security number (SSN), they can select the box that indicates they don’t have an SSN. If they have a Taxpayer Identification Number (ITIN), they can input that in a separate ITIN field on their part of the FAFSA form. If they don’t have an ITIN, they can leave that question blank.
If your parent lives outside the United States and files taxes in their country of residence, they will need to manually input their financial information from their foreign tax return into the FAFSA. If your parent lives in and files taxes with a U.S. territory or a Freely Associated State, and files a U.S. tax return, you’ll want to contact the financial aid office at the college you attend or plan to attend to find out which tax information your parents need to provide.
Other Common Pitfalls & Confusion
The FAFSA can be tricky, but a little bit of awareness can help you avoid common errors:
FAFSA Strategies: Fact vs. Fiction
The FAFSA now requires you to utilize the IRS Retrieval System to automatically populate your financial data into the FAFSA form. As such, there really isn’t any flexibility when it comes to how to share your financial data.
There are many businesses and consultants who claim they can help you “maximize” your FAFSA results for a fee. The reality is that the FAFSA is a formulaic application, and there are no secret tricks or strategies to get more money. The best strategy is simply to complete the form accurately and on time, using the free tools and resources available to you. Be wary of any service that charges you to fill out the FAFSA, as these are often scams.
What Happens After You Submit the FAFSA?
Within a few days of submitting the FAFSA, you’ll receive a FAFSA Submission Summary. This document summarizes all the information you provided on your FAFSA and will list your Student Aid Index (SAI). Make sure to review this summary carefully for any errors. The Department of Education will then send your information to the colleges you listed on your application.
What is the Student Aid Index (SAI)?
The SAI is a number that represents a student’s eligibility for financial aid, and it has replaced the old EFC (Expected Family Contribution) number. Unlike the EFC, the SAI is a more streamlined calculation that can go as low as -1,500 (whereas the EFC’s lowest number was 0). The SAI is calculated based on a formula that considers the income and assets of the student and, if applicable, their parents. Colleges use the SAI to determine how much aid to offer.
Here’s what your SAI number means for your eligibility for federal grant aid (the maximum Pell Grant for 2025-2026 is $7,395):
When to Expect Financial Aid Offers
Colleges will begin sending out financial aid offers in the spring, typically after you’ve been accepted. Your financial aid offer may include grants, scholarships, work-study, and/or loans. Compare the offers you receive, looking at the mix of aid and the overall “net cost” of attendance.
How to Appeal Your Financial Aid Offer
Appeal Due to a Change in Financial Circumstances
If your family’s financial situation has changed dramatically since you filed your “year prior-prior” taxes and/or since filing the FAFSA, or if you feel your offer doesn’t accurately reflect your family’s circumstances, you have the right to appeal. This is known as a “professional judgment appeal.” You can initiate this process by contacting the financial aid office at the college and explaining your situation, providing them with any relevant documentation to support your case.
Valid reasons that could qualify you for a professional judgement appeal:
Dependency Override Appeal
For dependent students who do not meet the federal requirements to file as an independent student as described on the FAFSA form, there is a possibility that you may be able to qualify for a Dependency Override. If successful, you would be able to be considered as an independent student for financial aid purposes. Note that Dependency Overrides are rare, and only allowed under special circumstances such as:
If you feel you may qualify for a Dependency Override, reach out to the financial aid office at your college or the college you plan to attend, and ask them to explain the process of applying for a Dependency Override. Also be aware that you’ll need to provide evidence that demonstrates how and why you qualify. Evidence may include:
What If I Don’t Qualify for an Appeal But I Was Only Offered Loans?
It’s always disappointing if you discover after submitting the FAFSA that your financial aid offer consists solely of loans. Federal and state financial aid is designed to help the students with the most significant financial need. Due to limited funding, not every student will qualify for grants. That said, remember that even for students who qualify for federal or state grants, the amount offered is rarely enough to cover all college costs. This is why it is so important for students to be proactive in seeking out multiple sources of funds for college. And it’s also crucial that you not wait to receive your financial aid offers to take those steps. Because if you wait, you’ll miss out on funds that could have been yours!
Prioritize Applying for Scholarships
Similar to grants, scholarships are “free money” that you don’t have to pay back. There are three primary sources of scholarships:
Apply for scholarships offered by the college you are attending or the ones you are applying to. Colleges offer both merit scholarships and need-based scholarships. So whether or not you qualify for grants through the FAFSA, you may qualify for university scholarships.
Local scholarships often have far less competition. Ask your high school or college counselor to find out more.
This is where ScholarshipOwl comes in! At any given time, we have at least $500,000 in active and available scholarships on our AI-powered scholarship platform! Be sure to apply year-round, aiming for at least three scholarships per week to maximize your chances. If you aren’t yet a ScholarshipOwl member, start your free 7-day trial at www.scholarshipowl.com!
Get a Job and Save your Earnings for College
Don’t overlook the power of earning money. Working a part-time job during school and full-time during the summer can provide income to help pay for books, supplies, and living expenses, reducing your reliance on loans. Your financial future is in your hands, and with a proactive approach, you can still achieve a debt-free or low-debt college experience.
Add a Side Hustle
Need some extra money to help you when money is tight? A side hustle can really make a difference! When might money be especially tight?
What’s great about a side hustle is that you control your own hours, so when money is tight, you’re open for business. And when you’re cramming for exams or have a really challenging class schedule, you can simply choose not to take on any side hustle work.
Side Hustles that Can Get You Through
Where to Get Help With Your FAFSA Questions
You don’t have to navigate the FAFSA alone! Here are some excellent resources:
FAFSA is Just One Step Toward a Debt-Free College Experience
Submitting the FAFSA is the first and most important step toward funding your college education. With preparation and the right information, the FAFSA is a manageable task that can unlock thousands of dollars in financial aid. Remember, don’t let the process intimidate you. Be proactive, get your documents in order, and submit the FAFSA as early as you can to give yourself the best possible chance at a debt-free degree.
But it is important to plan on having to utilize multiple sources of funds to be able to graduate debt-free:
By focusing on multiple sources of funds, you’ll be able to forge an affordable path to college that doesn’t rely on loans. To find out more, visit www.scholarshipowl.com!
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The cost of a college education can feel daunting, with tuition fees, room and board, and living expenses adding up quickly. But what if you could shave off a semester, a year, or even more from your time at university and significantly reduce those out-of-pocket costs? The secret lies in earning early college credits while you’re still in high school. This isn’t just about saving money; it’s about getting a head start on your career, graduating sooner, and positioning yourself for success! Let’s dive into the various ways you can earn valuable college credits before you even step foot on a university campus!
Earning Early College Credits by Exam: AP, CLEP, & IB
One of the most popular ways to earn early college credits is by demonstrating mastery through standardized exams.
Advanced Placement (AP) Exams
Offered by the College Board, AP courses are college-level classes taught in high school. While you can get a “weighted GPA bump” for enrolling in the class, you can only receive college credit if you successfully pass the AP exam at the end of the school year. If you score well (typically a 3, 4, or 5, depending on the college), you can earn college credit or advanced placement in college courses. These exams cover a wide range of subjects, from Calculus to Art History, allowing you to earn credits in areas you’re passionate about.
Did you know?
You can register to take an AP exam even if you haven’t enrolled in the associated AP class! By going to the College Board website, you can register for the exam and then study on your own in the weeks leading up to the test using test prep books from a bookstore, online retailer, or your local library.
In 2024, 36% of United States public high school graduates took at least one AP exam, with 23% passing at least one AP exam with a score of 3 or higher.
College-Level Examination Program (CLEP) Exams
Also administered by the College Board, CLEP exams allow you to earn college credit for knowledge you’ve acquired outside of a traditional classroom. These exams are offered throughout the year for numerous subjects, giving you flexibility. If you don’t achieve the score you were hoping for on your first try, you can register to take the exam again. CLEP exams are often more general in nature and are a cost-effective way to fulfill general education requirements at many institutions. In the 2018-19 school year, over 22% of CLEP exams were taken by high school students – so if you decide to take a CLEP exam, you’ll be in good company!
International Baccalaureate (IB) Diploma Programme Exams
The IB Diploma Programme is a rigorous, internationally recognized two-year educational program primarily for students aged 16-19. This program is only available at certain high schools, so you’ll want to check to find out if it is available at your school. Students enrolled in IB courses can take higher-level (HL) or standard-level (SL) exams. Similar to AP, you can only get college credit if you successfully pass an exam. Earning certain scores on these exams can lead to college credit or advanced standing at universities worldwide, particularly if you achieve the full IB Diploma.
Dual Enrollment / Concurrent Enrollment Programs
Imagine taking a college class that counts for both high school and college credit simultaneously – that’s dual enrollment! And a 2024 report shows that dual enrollment is becoming increasingly popular, with over 2.5 million high school students (16%) enrolling in at least one college course while in high school! In these programs, high school students earn early college credits by enrolling in college courses taught at their high school, on a college campus, or online. Concurrent enrollment is very similar, often referring to instances where you are taking actual college courses at a local college while still in high school. These programs are a fantastic way to experience college-level academics, often with tuition significantly reduced or even waived by your high school or local college. You will receive college credit as long as you earn a grade of a C or better in the class.
ROP / Job Training / Apprenticeship Programs
Many high schools offer Regional Occupational Program (ROP) courses, or other career and technical education (CTE) programs, that can provide a unique pathway to early college credits. These programs give you hands-on training that can help you to land a higher-paying part-time job while you’re in college, enabling you to earn more money to put towards your tuition.
Some of these programs can also lead to a certificate, further demonstrating your learning. Beyond valuable job skills, some ROP or CTE courses have articulation agreements with local community colleges, meaning the credits you earn in high school can directly transfer to a college degree or certificate program.
Enrolling in Community College Courses on Your Own
You don’t always need a formal program to start earning early college credits. Many high school students choose to enroll in community college courses independently. Whether during the academic year evenings, weekends, or over the summer, taking classes at a local community college (either in-person or online) is an affordable and flexible option. This allows you to explore subjects, fulfill general education requirements, and get a feel for college-level coursework at a fraction of the cost of a university. You will receive college credit as long as you earn a grade of a C or better in the class.
Maximize Your Hard-Earned Early College Credits
Once you’ve put in the effort to earn these early college credits, you’ll want to make sure they count! As you apply to colleges, thoroughly research their policies on accepting AP, CLEP, IB, and dual enrollment credits. Some universities, particularly private institutions, may cap the number of credits they accept or only award elective credits instead of specific subject credits. Prioritize colleges that have a generous policy for accepting early credits, allowing you to maximize the financial and academic benefits of your hard work. To find this information, use the college’s website keyword search and input terms like “AP credits,” “credit by exam,” “transfer credits,” or “dual enrollment policy.” Don’t let your efforts go to waste!
The Goals: Why Early College Credits Matter
Earning college credits early offers a multitude of benefits that extend far beyond simply having “more credits” on your transcript:
Shorten Time & Save Money
By entering university with credits already completed, you can shorten the amount of time you need to spend at a four-year institution. This directly translates to significant savings on tuition, housing, and other associated costs, making college more affordable.
Boost Earning Potential
Graduating earlier means you can enter the full-time job market sooner, allowing you to start earning a professional income and building your career while your peers are still in school.
Reduce Student Loan Reliance
Every credit you earn for free or at a reduced cost is a credit you don’t have to pay for with student loans. This is a powerful strategy for graduating debt-free or at least with significantly less debt.
Academic Preparation & Rigor
Challenging yourself with college-level coursework in high school better prepares you for the academic demands of university. This rigorous courseload also impresses college admissions representatives, enhancing your application and increasing your chances of getting into your target schools.
Weighted GPA Bump
Many high schools offer a weighted GPA for AP, IB, and dual enrollment courses, adding an extra grade point for an A (e.g., a 5.0 instead of a 4.0). This can significantly boost your overall GPA, making your academic record even more competitive.
How to Find Early College Opportunities
With so many options for earning college credits early, the next logical question is, “Where do I start?” Don’t worry—finding these opportunities is easier than you think!
Talk to Your High School Counselor
Your high school counselor is your best first resource. Ask them about programs that enable students to earn college credits while in high school. They’ll have information about unique offerings or articulation agreements specific to your school or school district, so it’s important to ask them directly to make sure you’re well-informed.
Reach Out to a Community College Advisor
Don’t be afraid to take the initiative! Contact an academic advisor at your local community college and explain that you’re interested in earning college credits while in high school. The advisor will be able to tell you about available opportunities, and may know about programs that your high school counselor is unaware of. You can also visit the college’s website and search for terms like “dual enrollment,” “early college,” or “concurrent enrollment” to find information on your own.
Early College Credits Are a Smart Start
Earning early college credits is one of the smartest strategies you can employ to make your higher education journey more affordable, efficient, and impactful. Whether through exams, dual enrollment, vocational programs, or community college courses, these opportunities empower you to save money, graduate sooner, gain a competitive edge, and better prepare for the rigors of university life. Start exploring these options today, and give your college career the head start it deserves!
Looking for More Ways to Save?
Prioritizing debt-free sources for college is the right way to go! Submit the FAFSA for every year you’ll be in college, and apply for scholarships year-round. Aim for applying to three scholarships per week to develop a positive habit that will enable you to avoid takin on student debt. Get started today with a free 7-day trial at ScholarshipOwl.com!
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A powerful letter of recommendation is key to getting into your top-choice colleges, and receiving the scholarship assistance that will help get you there. Your application and essays help admission and scholarship committees get to know you, but these materials only tell the story from one perspective: yours. But when an admissions rep or scholarship committee is able to learn about you from someone else’s perspective, that understandably carries a lot of weight. In fact, admission reps often cite letters of recommendation as one of the most critical aspects of a student’s successful application. But getting that perfect letter takes more than just asking. It requires a thoughtful approach, a bit of strategy, and careful communication.
Why a Strong Letter of Recommendation Is So Important
A letter of recommendation is a personal endorsement of your character, abilities, and potential. It’s an opportunity for a trusted adult to provide an outside perspective on your strengths, work ethic, and leadership skills. A compelling letter can highlight your contributions in a classroom or club, share an anecdote about your resilience, or explain a unique circumstance that shaped your academic journey. This personal insight can be the deciding factor that sets you apart from other qualified applicants.
On the other hand, a recommendation letter that is broadly stated or glosses over the details won’t be as impactful. That is why you’ll really need to spend some time thinking about who to ask to be your recommender.
Choosing the Right Recommenders
A great letter comes from someone who knows you well and can speak to your specific skills and character. The person’s title isn’t as important as their relationship with you. If you feel that you haven’t cultivated strong relationships with potential recommenders, focus on doing so now:
Good Choices to Write Your Letter of Recommendation
The best recommenders are teachers whose classes you excelled in and in whose classes you were an active and engaged student. If you anticipate that your chosen recommender will receive numerous requests for recommendation letters, your level of engagement in their class is especially important.
If you have a strong relationship with a school counselor or administrator, their recommendation would provide a big-picture overview of your academic and personal growth.
These individuals can speak to your dedication, teamwork, leadership, and work ethic—qualities that go beyond the classroom.
Avoid Asking
Letters from family or friends will be viewed as biased.
A generic letter won’t carry much weight.
We all know people who are well-meaning, but aren’t necessarily timely. This can include teachers, school staff, work supervisors, etc. If the person you would like to ask to be your recommender tends to show up at the last minute, or isn’t well-prepared when they arrive, they might not be the best person to ask.
How and When to Make Your Request for a Letter of Recommendation
The way you ask for a letter of recommendation is just as important as who you ask.
Find out if your school has a process that you are required to follow when requesting faculty or staff to write a recommendation letter. If there is an established process, be sure to follow it.
If there isn’t a specific process, be sure to give your recommender at least a month, and ideally more, to write the letter. This gives them plenty of time to write a thoughtful, detailed letter without feeling rushed. A rushed request will likely result in a generic, less-impactful letter.
A face-to-face conversation (or a video call if in-person isn’t an option) is ideal when approaching someone about writing your letter of recommendation. While it may be more “comfortable” to text or email your chosen recommender, an in-person request demonstrates your maturity, is more personal, and shows respect for their time.
Start the conversation by asking, “Would you be willing to write a strong letter of recommendation for me?” This gives them a graceful way to decline if they feel they can’t write a glowing letter.
When you make your request, tell them the exact date the letter is due. Make sure this date is at least one to two weeks before the application deadline.
If your recommender responds positively, thank them and let them know that you’ll be following up with an email that provides more details so that they have the information they need to write the letter. On that same day, or no later than the next day, send an email to your recommender, briefly recapping your conversation, and then provide the details and materials they will need to write an effective letter. (See below for more information.) If your recommender will be submitting their recommendation through the Common App, you might also want to provide them with this link to help them understand the process.
Help Your Recommenders By Arming Them with Information About You
Once your recommender agrees, your job is to make their life as easy as possible. The more information you provide, the more specific and impactful their letter can be.
Email materials that will make it easy to write your letter of recommendation:
You’ll want to highlight which applications are the most important to you.
Include academic awards, extracurricular activities, leadership roles, and work experience. In many cases, your recommenders will only know certain things about you; by providing a resume or activities/accomplishments list, you’ll share information that they don’t yet know so that they have more to discuss in their letter.
This helps them understand your aspirations and why you’re interested in a particular major or school. If you already have your college application essay(s) written, you can provide them to your recommender. Otherwise, you can write something just for your recommender to communicate this information.
For example, you might say, “I’m hoping you could speak about my dedication to the robotics project we worked on in class and my ability to troubleshoot problems under pressure.”
Most applications are now submitted electronically, but in the event that your letter needs to be mailed, always provide pre-addressed stamped envelopes to your recommender. The address should of course be the address of the college or scholarship provider organization.
How to Follow-Up Without Being Annoying
A polite follow-up shows respect for your recommender’s busy schedule.
About two weeks before the deadline, send a brief, polite email asking if they need any other information from you. You can frame it as a check-in to see how things are going. In your email, be sure to mention the deadline date in case they might not recall it at the moment they are reading your email.
Avoid daily emails or texts. Just check-in politely once.
You’ve given them a deadline and all the necessary materials. Assume they will meet it.
But Now the Deadline is Looming: What to Do If They Haven’t Submitted
When the deadline is fast-approaching, it’s time for a more urgent follow-up.
A few days before the deadline, send a concise email that reminds them of the looming due date. You can say something like, “Hi [Recommender’s Name], just a quick reminder that the recommendation for [College Name] is due on [Date]. Please let me know if you need anything else from me, or if you feel you will have difficulty submitting the recommendation on time.”
If your recommender is one of your teachers or member of the school staff, you can also stop by in person to talk with them about the approaching deadline and to confirm if they will be able to submit the recommendation letter on time.
If you are not confident that your recommender will submit your letter in time, be prepared to reach out to a backup recommender. This is why it’s so important to ask well in advance.
What to Do If You’re Asked to Write Your Own Recommendation Letter
Ideally, you’ll want to choose a recommender who will take the time to write an outstanding letter about you. Unfortunately, you might discover that the professors and mentors who you relate to the most are ALSO the ones who get asked by multiple students, leading them to have little time to actually write letters for all of the students who have requested them. As a result, you may find yourself in the uncomfortable position of being asked to write your own recommendation letter for them to sign.
Concerned About Recommendations that Won’t Measure Up to Your Expectations?
When requesting letters of recommendation for college applications as well as some scholarship applications, the letters are typically submitted directly to the college. As such, you won’t have an opportunity to review those letters before they are sent. If a recommender declines your request for a letter of recommendation, that may be a sign that they don’t feel they can write a strong letter for you – and rather than try to urge your chosen recommender to change their mind, it’s best to accept their decline gracefully and move on to select a different recommender.
If your chosen recommender agrees to write your letter, you should assume the best because they wouldn’t write it unless they are happy to recommend you.
When you’re thoughtful about who you’re asking, there is no need to stress about a potentially unfavorable letter.
The best way to make your application stand out is to focus on the parts of the application that you have direct control over, like your essays, and your list of activities and accomplishments.
Final Thoughts
Receiving strong letters of recommendation makes a huge difference in your acceptance to your dream school. The key is to be strategic and thoughtful about who you ask, how you ask, and the materials you provide. This will not only make the process easier for everyone involved but will also give you the best chance of getting the kind of recommendations that will help you to stand out from the crowd!
For more information and helpful tips, and to learn how to access debt-free sources for paying for college, start your free trial at ScholarshipOwl.com!
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